Topic: Stand-alone Sexual Misconduct Liability – SML
The headlines are appalling, the cases are heart wrenching and the potential risk is real. Sexual abuse & molestation is a growing problem and affects a wide range of businesses beyond religious institutions. Employers look to their General Liability policies for Sexual Abuse & Molestation (SML) coverage, however coverage is often sub-limited or excluded entirely. Now there is an option for stand-alone Sexual Misconduct Liability.